Effective as of June 27, 2023
Auto/Recreational Loan Rates
| Term |
As Low As |
| 3-Year Term |
5.75% APR* |
| 4-Year Term |
5.90% APR* |
| 5-Year Term |
6.05% APR* |
| 6-Year Term |
6.20%APR* |
Effective as of June 29, 2023
Savings and Checking Rates
| Account Type |
Interest or Dividend Rate |
APY |
Minimum Balance to Earn APY |
| Share Tier I |
0.00% |
0.00% |
$5.00 Membership Share |
| Share Tier II |
0.05% |
0.05% |
$300.00 |
| Share Tier III |
0.05% |
0.05% |
$10,000.00 |
| Basic Checking |
0.00% |
0.00% |
No Minimum Required |
| Flexible Shares Tier I |
0.00% |
0.00% |
Less than $300.00 |
| Flexible Shares Tier II |
0.05% |
0.05% |
$300.00 |
| Flexible Shares Tier III |
0.05% |
0.05% |
$10,000.00 |
| IRA Shares |
0.20% |
0.20% |
No Minimum Required |
| Coverdall Education Savings Account |
0.20% |
0.20% |
No Minimum Required |
| Pee Wee and CU Succeed |
0.25% |
0.25% |
No Minimum Required |
First Freedom*
| Interest or Dividend Rate |
APY |
Minimum Balance to Earn APY |
| 0.00% |
0.00% |
Less Than $2,500.00 |
| 1.00% |
1.00% |
$2,500.00 - $4,999.99 |
| 1.25% |
1.26% |
$5,000 - $9,999.99 |
| 1.50% |
1.51% |
$10,000 - $49,999.99 |
| 1.75% |
1.77% |
$50,000 - $99,999.99 |
| 2.00% |
2.00% |
Over $100,000.00 |
Western Cooperative Credit Union is now offering Certificates of Deposit (CDs)! Choose the term that works for you and earn a higher rate!
CD Terms/Rates effective 08-29-2023
CD Terms/Rates
| Term |
APR |
APY |
Minimum Opening Deposit |
| 6 Month |
2.25% |
2.26% |
$2,000.00 |
| 12 Month |
2.00% |
2.00% |
$5,000.00 |
| 24 Month |
1.85% |
1.85% |
$15,000.00 |
New Special CD Terms/Rates
| Term |
APR |
APY |
Minimum Opening Deposit |
| 13 Month |
4.65% |
4.65% |
$1,000.00 |
| 25 Month |
4.00% |
4.00% |
$1,000.00 |
| 37 Month |
2.50% |
2.50% |
$1,000.00 |