Savings & Loan Rates

Effective as of May 8, 2023

Savings and Checking Rates
Account Type Interest or Dividend Rate APY Minimum Balance
to Earn APY
Share Tier I 0.00% 0.00% $5.00 membership share
Share Tier II .05% .05% $300
Share Tier III .05% .05% $10,000
Basic Checking 0.00% 0.00% No Minimum Required
Flexible Shares Tier I 0.00% 0.00% No Minimum Required
Flexible Shares Tier II .05% .05% $300
Flexible Shares Tier III .05% .05% $10,000
First Freedom* 0% 0% Less Than $2,500.00
  1.00% 1.00% $2,500 - $4,999.99 
  1.25% 1.26% $5,000 - $9,999.99
  1.50% 1.51% $10,000 - $49,999.99
  1.75% 1.77% $50,000 - $99,999.99
  2.00% 2.00% Over $100,000.00
IRA Shares .20% .20% No Minimum Required
Coverdell Education Savings Account .20% .20% No Minimum Required
Pee Wee and CU Succeed .25% .25% No Minimum Required

APY = Annual Percentage Yield
Rates may change after the account is opened.
Fees could reduce the earnings on an account.
*Opening balance required: $2,500.00. 

Auto/Recreational Loan Rates
Term As Low As
3-Year Term 4.25% APR*
4-Year Term 4.40% APR*
5-Year Term 4.55% APR*
6-Year Term 4.70% APR*

*APR = Annual Percentage Rate
*Other rates/terms available