Share Savings
Establishes membership in the credit union! Gives a member access to all services the credit union has to offer!
-
Minimum membership share deposit of $5.00 required. This $5.00 balance must be maintained to continue credit union membership.
Flexible Shares/Overdraft Protection
Provides the peace of mind that your checks will be covered with funds you have made available in your Flexible Shares account.
-
Funds are automatically transferred, in $100 increments, to your Checking Account to cover overdrafts.
-
Accessible with WCCU Cash & Check Card.
-
There is a small charge for each automatic transfer.
-
Having funds available in the Flexible Shares account avoids fee assessed for overdrafts.
First Freedom Money Market Account
An ideal savings account for members who keep a high savings balance.
-
First Freedom is designed to be a growth account.
-
Minimum opening deposit is $2,500.00.
-
Interest percentages are based on tier levels. Click on Savings Rates for more information. See a Member Service Representative for details!
-
Six withdrawals per month are allowed.
Coverdell Education Savings Account
A new and better way to save for a child's educational expenses.
-
Up to $2000 in non-deductible contributions per child can be made each year, until that child reaches age 18.
-
Withdrawals for certain qualified education expenses are tax-free.
-
Qualified education expenses may include tuition, fees, books, computer equipment and technology required for elementary, secondary and post-secondary education.
Please check with your tax advisor when planning to invest in a Coverdell Education Savings Account.
CU Succeed
A savings account designed especially for young adults!
-
For members ages 13 to 19-years-old.
-
Interest is paid monthly. Members receive a quarterly statement.
-
CU Succeed members receive a quarterly newsletter.
-
CU Succeed members ages 17 to 19-years-old can apply for a $500 college scholarship.
-
All CU Succeed members receive a 1% discount on their first loan. (Does not include special loan sale rates.)
-
Free box of checks annually.
-
CU Succeed members are encouraged to set financial goals and establish good savings and borrowing habits.
Pee Wee Penguin Club
A Savings Club designed for young members!
-
The Pee Wee Penguin Club Account is a savings account designed for members birth to 12-years-old.
-
Kids receive a "treat" each time they make a deposit at the credit union.
-
Interest is paid monthly. Members receive a quarterly statement.
-
Members ages 4 and over receive a quarterly newsletter, "PeeWee Prints" and are invited to a summer "Youth Week" activity.
-
At age 13, the account automatically rolls into a CU Succeed Account.
-
Young members are encouraged to develop good savings habits so they will learn financial responsibility as they get older.
