Western Cooperative Credit Union - Western Cooperative Credit Union

Share Savings

Establishes membership in the credit union! Gives a member access to all services the credit union has to offer!

Minimum membership share deposit of $5.00 required. This $5.00 balance must be maintained to continue credit union membership.

Provides the peace of mind that your checks will be covered with funds you have made available in your Flexible Shares account.

Funds are automatically transferred, in $100 increments, to your Checking Account to cover overdrafts.
Accessible with WCCU Cash & Check Card.
There is a small charge for each automatic transfer.
Having funds available in the Flexible Shares account avoids fee assessed for overdrafts.

An ideal savings account for members who keep a high savings balance.

First Freedom is designed to be a growth account.
Minimum opening deposit is $2,500.00.
Interest percentages are based on tier levels. Click on Savings Rates for more information. See a Member Service Representative for details!
Six withdrawals per month are allowed.

A new and better way to save for a child's educational expenses.

Up to $2000 in non-deductible contributions per child can be made each year, until that child reaches age 18.
Withdrawals for certain qualified education expenses are tax-free.
Qualified education expenses may include tuition, fees, books, computer equipment and technology required for elementary, secondary and post-secondary education.

Please check with your tax advisor when planning to invest in a Coverdell Education Savings Account.

A savings account designed especially for young adults!

For members ages 13 to 19-years-old.
Interest is paid monthly. Members receive a quarterly statement.
CU Succeed members receive a quarterly newsletter.
CU Succeed members ages 17 to 19-years-old can apply for a $500 college scholarship.
All CU Succeed members receive a 1% discount on their first loan. (Does not include special loan sale rates.)
Free box of checks annually.
CU Succeed members are encouraged to set financial goals and establish good savings and borrowing habits.

A Savings Club designed for young members!

The Pee Wee Penguin Club Account is a savings account designed for members birth to 12-years-old.
Kids receive a "treat" each time they make a deposit at the credit union.
Interest is paid monthly. Members receive a quarterly statement.
Members ages 4 and over receive a quarterly newsletter, "PeeWee Prints" and are invited to a summer "Youth Week" activity.
At age 13, the account automatically rolls into a CU Succeed Account.
Young members are encouraged to develop good savings habits so they will learn financial responsibility as they get older.