Vehicle, RV and Boat Loans
Save Big Money with a credit union loan!
- Loanliner
- Fixed loan rates are available.
- Program applies to purchases and refinances from another financial institution or finance company.
- Easy application process.
- No origination fee.
- No prepayment penalty.
- Fill out your loan application on-line.

Agricultural Loans
Great rates and personal service for farmers and ranchers.
- Lines of credit and loans at competitive rates are available for operating expenses, cattle, equipment and real estate purchases and expenses.
- Loan officers provide ongoing financial analysis and on-the-farm visits for convenience.
- The credit union offers low rates and flexible terms.
- Ag loans are risk-rated.
Home Equity Loans
Check this out!
- Borrow for home improvements, college tuition or starting a business.
- No closing costs under normal circumstances
- Borrow at a fixed or variable rate.
- Consult a tax adviser regarding the deductibility of interest.
- Borrow up to 90% of property value.
Home Equity Line of Credit
Members use the equity in their home to establish a revolving line of credit!
- Ideal for large purchases--autos, RV's
- Borrow up to 90% of property value at a variable interest rate.
- Initial line of credit advance is $2,000 minimum, thereafter, $200 minimum.
- Available on first or second mortgage only.
- Consult a tax adviser regarding the deductibility of interest.
- No closing costs under normal circumstances
Pledge of Savings Loan
Low cost financing! An alternative to traditional loan programs!
- Member uses already established savings to secure the loan
- Loan interest rate is set at a certain percentage over the current savings rate:
| $10,000 + |
2% |
| $300 - $9,999.99 |
3% |
Checking Reserve
Eliminate overdrafts with a line of credit loan!
- Once the loan is established, it provides immediate access to funds if overdrafts occur.
- Line of credit that transfers funds, in $100 increments, to checking account to cover overdrafts. Payments are $100/month.
Payment Protection for loans
Protect your credit union loans and your peace of mind with credit life and credit disability insurance!
- Insurance covers $50,000 loan maximum.
- Pays $850/month disability (maximum).
- Maximum term, 120 months for credit disability. Maximum term, 240 months for credit life.
- Maximum age for disability is 66-years-old. Maximum age for life is 70-years-old.
- Reasonably priced coverage is calculated and added monthly to the loan principal.
Mechanical Breakdown Insurance
This program is brought to you by InterContinental Warranty Services (IWS).
- They offer a variety of comprehensive and flexible vehicle warranty programs.
- The program is insured by one of the world's leading and financially strong reinsurers rated "A" by A.M. Best Co., Inc.
Ask a loan officer for details.
Guaranteed Asset Protection (GAP)
This program is brought to you by InterContinental Warranty Service (IWS)
- GAP is the difference between the principal balance on your auto loan or payoff amount and the actual cash value of your vehicle
- GAP pays the outstanding principal balance on your auto loan in the event of theft or total loss
- GAP is available for a nominal cost and may be purchased within 30 days of your vehicle purchase date
Ask a loan officer for details.